Top Brokers
One Mortgages is Toronto’s most trusted mortgage broker team, known for fast approvals and hassle-free service. With access to a wide network of lenders, we quickly secure the best loan options, getting deals done when others can’t. When time matters, we deliver fast, reliable results.
Private Mortgages
Construction Financing
New Home Purchase
Investment Properties
Let’s Find Your Best Option
One Mortgages has been helping clients secure the best financing solutions tailored to their unique needs since 2012. With over $3 billion in successfully closed mortgages, we’ve earned a reputation for navigating even the most complex financial situations with skill and dedication.
We work hard to ensure our clients have access to the most
competitive rates for both residential and commercial
properties. If you qualify, we’ll strive to match or beat offers from
other lenders and banks, giving you the best possible deal.
Our services extend across Ontario and into other
provinces, with a strong focus on the Toronto GTA, including Brampton,
Mississauga, Oakville, North York, Scarborough, Markham, Vaughan, Thornhill,
Richmond Hill, Newmarket, Aurora, Barrie, Kitchener, Burlington, and Hamilton.
Expertise
Decades of experience in mortgages tailored to your needs.
Speed
Fast approvals with a smooth application process.
Diversity
Options for all financial profiles, even complex cases.
Support
Dedicated agents providing guidance every step of the way.
Empowering Financial Freedom for All
Our Mission
We aim to simplify mortgage solutions, making financing accessible and stress-free.
- Provide personalized service for every client.
- Offer diverse mortgage solutions for all financial profiles.
- Partner with trusted lenders to deliver top options.
- Innovate processes to ensure fast, easy approvals.
Our Vision
To be the go-to mortgage brokerage in Toronto for accessible, reliable, and efficient services.
- Build lasting relationships with clients and lenders.
- Offer cutting-edge tools for smarter decisions.
- Serve all financial profiles with equal dedication.
- Lead the industry with exceptional service standards.
Success Stories:Clients Share Their Stories
Testimonials
FAQ: Residential Mortgages in Canada
A pre-approval gives you an estimate of how much you can borrow and locks in your rate for 90–120 days.
For homes under $500,000, it’s 5%; for homes over $1M, it’s 20%.
Yes, some lenders specialize in working with clients who have lower credit scores.
A stress test ensures borrowers can handle payments if rates rise. It’s based on higher qualifying rates.
It protects lenders when you make a down payment under 20%. Costs are added to your mortgage.
Many lenders allow early payments, but some may charge prepayment penalties.
Fixed rates stay the same throughout the term, while variable rates fluctuate with market conditions.
Closing can take 30–90 days, depending on the complexity and lender.
Yes, but there might be penalties or fees involved. It’s worth considering at renewal for better rates.