Investing in Canadian real estate has long been considered one of the safest ways to build wealth. But with fluctuating interest rates, regional market differences, and new government policies, it’s crucial to choose the right investment strategy.

🏠 Buy-and-Hold:
The traditional route of buying property and holding it for long-term appreciation remains a solid strategy. Cities like Toronto, Vancouver, and Ottawa continue to show stable long-term growth. According to the Canadian Real Estate Association (CREA), home prices in these markets have consistently outpaced inflation over the past decade.

🏡 Short-Term Rentals (Airbnb):
Tourist-heavy cities like Toronto, Vancouver, and Montreal are hotbeds for short-term rentals. However, many municipalities have implemented stricter regulations on Airbnb-style properties, so it’s essential to check local laws before investing.

🏢 Multi-Family Units:
With housing affordability becoming a nationwide issue, more Canadians are renting for longer. Investing in duplexes, triplexes, or small apartment buildings can provide stable, long-term rental income. Vacancy rates in major cities like Calgary and Halifax remain below 3% (CMHC Report), making them attractive markets for rental investors.

Expert Insight:
“Investors who focus on growing cities with diversified economies often see the most stable returns,” says Phil Soper, CEO of Royal LePage.