No Income Mortgage
If you’re self-employed, have fluctuating income, or lack traditional proof of earnings, One Mortgages offers solutions tailored to your situation. We simplify the mortgage process, so you can achieve homeownership even without a steady income stream.
- No income verification required
- Flexible financing options for unique financial situations
- Expert guidance throughout the process
How to Secure a No Income Mortgage
Apply Online
Start your application with basic financial details—no need for traditional income proof.
Speak with a Specialist
Our experts will customize your mortgage plan based on your financial profile.
Close the Deal
Finalize your mortgage and step into homeownership with confidence.
No Income Mortgages Explained
No income mortgages are designed for individuals with non-traditional income sources, such as freelancers, contractors, or retirees. These loans focus on your overall financial health rather than just income verification.
Use cases for No Income Mortgage
Secure a Home as a Self-Employed Individual
Use alternative lending solutions to bypass traditional income barriers.
Purchase a Property with Fluctuating Income
Overcome credit challenges and achieve your dream of homeownership.
Access Home Equity Without Proof of Income
Tap into your home’s value for investment or other needs without traditional income requirements.