How It Works

Simple. Fast. Reliable.

Apply online in minutes, get same-day approval, and access your funds quickly—One Mortgages makes it easy in just three steps!

How it works

Answer three simple questions and get approved in less than
24 hours. It’s that easy. Whether it’s $100,000 or $5,000,000 –
One Mortgage is your best alternative to the bank.

Get a loan in 3 easy steps

1

Get a loan in 3 easy steps

Our online application process is simple. Get a no-obligation quote to find out how much you qualify for.

2

Get approved in less than 24 hours

Unlike credit cards and other loans, applying for a loan with One Mortgage won’t impact your credit score.

3

Funds are deposited directly into your account within a week.

Unlike banks, our approvals are based on the equity you have in your home, not your age, income, or credit history.