First-Time Mortgage
Buying your first home is a significant milestone, and One Mortgages is here to guide you every step of the way. With competitive rates, simplified processes, and expert support, we make your journey to homeownership smooth and stress-free.
- Guidance tailored for first-time buyers
- Competitive mortgage rates
- A simplified, hassle-free application process
- Expert support from start to finish

How to Get Your First Mortgage with One Mortgages

Complete an Online Application
Start by filling out a simple form with your details. There’s no obligation, and it won’t affect your credit score.
Speak with a Mortgage Specialist
One of our experts will contact you to discuss your needs, answer questions, and offer tailored solutions.
Get Approved and Move Forward
Secure a mortgage plan that fits your budget and start your homeownership journey confidently.
First-Time Mortgages Explained
First-time mortgages are specifically designed to help individuals purchase their first home. These loans come with competitive rates and flexible terms, making it easier to turn your homeownership dream into reality.
Use cases for First-Time Mortgage
Consolidate Debt
Use your first mortgage to simplify your finances by consolidating high-interest debts into a single, manageable payment.
Fund Home Renovations
Plan to personalize or improve your first home? Your mortgage can help finance renovations to match your vision.
Lower Monthly Payments
Secure a competitive rate and flexible terms to make your monthly mortgage payments affordable and stress-free.