Applying for a mortgage isn’t as simple as just picking the lowest rate. Here are the top mistakes Canadian homebuyers make — and how to avoid them. 1️⃣ Ignoring Your Credit ScoreLenders look at your credit score first. Scores above 680 generally secure better rates. Check your score before applying and correct any inaccuracies. 2️⃣
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A mortgage is often the biggest debt Canadians take on, but with the right strategies, you can pay it off faster and save thousands in interest. 1️⃣ Make Bi-Weekly PaymentsSwitching from monthly to bi-weekly payments results in an extra full payment each year. Over time, this can shave years off your mortgage. 2️⃣ Round Up
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Buying your first home is exciting, but in Canada’s competitive real estate market, it can also be overwhelming. Here are five essential tips to make the process smoother and more successful. 1️⃣ Get Pre-Approved for a MortgageBefore house hunting, secure a mortgage pre-approval. This not only shows sellers you’re serious but also gives you a
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